:root {
  --navy: #1b2a41;
  --ink: #1f2328;
  --muted: #5b6472;
  --line: #e3e7ee;
  --soft: #f5f7fa;
  --green: #1e7b34;
  --green-dark: #17612a;
  --red-bg: #f8d7da;
  --red: #9c1c1c;
  --amber-bg: #ffe0b2;
  --amber: #8a4b00;
  --yellow-bg: #fff6bf;
  --yellow: #6b5a00;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(27, 42, 65, 0.08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink);
  background: #ffffff;
}

a { color: var(--navy); }
h1, h2, h3 { color: var(--navy); line-height: 1.2; margin: 0 0 0.5em; }
h1 { font-size: clamp(2.1rem, 5vw, 3.2rem); letter-spacing: -0.02em; }
h2 { font-size: clamp(1.5rem, 3.2vw, 2.1rem); letter-spacing: -0.01em; }
h3 { font-size: 1.1rem; }
p { margin: 0 0 1em; }

.wrap { max-width: 1120px; margin: 0 auto; padding: 0 16px; }
.narrow { max-width: 760px; }
.center { text-align: center; }
.fine { font-size: 0.85rem; color: var(--muted); }
.hidden { display: none; }
section { padding: 64px 0; }
section:nth-of-type(even) { background: var(--soft); }

/* nav */
.nav {
  position: sticky; top: 0; z-index: 10;
  background: rgba(255, 255, 255, 0.95);
  border-bottom: 1px solid var(--line);
}
.nav .wrap { display: flex; align-items: center; justify-content: space-between; height: 60px; }
.logo { font-weight: 800; font-size: 1.15rem; color: var(--navy); text-decoration: none; white-space: nowrap; }
.nav .btn-small { white-space: nowrap; }
.logo span { color: var(--green); }
.nav nav { display: flex; gap: 18px; align-items: center; }
.nav nav a { text-decoration: none; font-weight: 600; font-size: 0.95rem; }
.nav .link { display: none; }
@media (min-width: 700px) { .nav .link { display: inline; } }

/* buttons */
.btn {
  display: inline-block;
  background: var(--green); color: #ffffff;
  font-weight: 700; text-decoration: none;
  border: 0; border-radius: 10px;
  padding: 14px 22px; font-size: 1rem; cursor: pointer;
  transition: background 0.15s ease;
}
.btn:hover { background: var(--green-dark); }
.btn:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible {
  outline: 3px solid #f4b400; outline-offset: 2px;
}
.btn-small { padding: 8px 14px; font-size: 0.9rem; }
.btn-ghost { background: transparent; color: var(--navy); border: 2px solid var(--navy); }
.btn-ghost:hover { background: var(--navy); color: #ffffff; }
.btns { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; }

/* hero */
.hero { padding: 48px 0 64px; background: linear-gradient(180deg, #f5f7fa 0%, #ffffff 100%); }
.hero-grid { display: grid; gap: 40px; align-items: start; }
@media (min-width: 900px) { .hero-grid { grid-template-columns: 1.05fr 0.95fr; } }
.eyebrow {
  display: inline-block; font-weight: 700; font-size: 0.85rem;
  text-transform: uppercase; letter-spacing: 0.06em;
  color: var(--navy); background: #e8edf5; padding: 6px 12px; border-radius: 999px;
}
.lede { font-size: 1.15rem; color: var(--muted); }

/* form */
.card { background: #ffffff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); padding: 22px; }
.form label { display: block; font-weight: 600; font-size: 0.95rem; margin-bottom: 12px; }
.form input[type="text"], .form input[type="email"], .form input[type="tel"], .form select, .form textarea, .form input:not([type]) {
  display: block; width: 100%; margin-top: 4px;
  font: inherit; font-weight: 400;
  padding: 11px 12px; border: 1px solid #c9d1dc; border-radius: 8px; background: #ffffff;
}
.form .row { display: grid; gap: 12px; }
@media (min-width: 520px) { .form .row { grid-template-columns: 1fr 1fr; } }
.form .check { display: flex; gap: 10px; align-items: flex-start; font-weight: 400; font-size: 0.9rem; color: var(--muted); }
.form .check input { margin-top: 5px; width: 18px; height: 18px; flex: none; }
.form .btn { width: 100%; margin-top: 4px; }
.form .fine { margin: 10px 0 0; }

/* mock "Who owes you" */
.mock { background: #ffffff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); overflow: hidden; }
.mock-bar { background: var(--navy); color: #ffffff; padding: 10px 16px; font-weight: 700; font-size: 0.95rem; display: flex; justify-content: space-between; }
.mock-bar span { opacity: 0.7; font-weight: 400; }
.mock-kpis { display: grid; grid-template-columns: repeat(3, 1fr); border-bottom: 1px solid var(--line); }
.mock-kpis div { padding: 14px 12px; border-right: 1px solid var(--line); }
.mock-kpis div:last-child { border-right: 0; }
.mock-kpis b { display: block; font-size: 1.35rem; color: var(--navy); }
.mock-kpis small { color: var(--muted); font-size: 0.78rem; line-height: 1.3; display: block; }
.mock-list { list-style: none; margin: 0; padding: 6px 0; }
.mock-list li { display: flex; justify-content: space-between; gap: 10px; align-items: center; padding: 10px 16px; border-bottom: 1px solid var(--line); font-size: 0.93rem; }
.mock-list li:last-child { border-bottom: 0; }
.mock-list .who { font-weight: 600; }
.mock-list .what { display: block; color: var(--muted); font-size: 0.82rem; font-weight: 400; }
.pill { white-space: nowrap; font-size: 0.78rem; font-weight: 700; padding: 5px 9px; border-radius: 999px; }
.pill.red { background: var(--red-bg); color: var(--red); }
.pill.amber { background: var(--amber-bg); color: var(--amber); }
.pill.yellow { background: var(--yellow-bg); color: var(--yellow); }
.mock-note { font-size: 0.8rem; color: var(--muted); padding: 10px 16px; background: var(--soft); margin: 0; }

/* lists */
.ticks { list-style: none; padding: 0; margin: 0 0 1.2em; }
.ticks li { position: relative; padding-left: 30px; margin-bottom: 12px; }
.ticks li::before { content: ""; position: absolute; left: 0; top: 8px; width: 16px; height: 16px; border-radius: 50%; background: var(--green); box-shadow: inset 0 0 0 4px #d8efe0; }

/* features */
.grid4, .grid3 { display: grid; gap: 18px; margin: 28px 0; }
@media (min-width: 700px) { .grid4 { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1000px) { .grid4 { grid-template-columns: repeat(4, 1fr); } }
@media (min-width: 900px) { .grid3 { grid-template-columns: repeat(3, 1fr); } }
.feature { background: #ffffff; border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; }
.feature p { color: var(--muted); margin: 0; }

/* plans */
.plan { background: #ffffff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; display: flex; flex-direction: column; }
.plan.featured { border: 2px solid var(--navy); box-shadow: var(--shadow); }
.plan-name { font-weight: 800; color: var(--navy); font-size: 1.1rem; margin-bottom: 4px; }
.plan-for { color: var(--muted); font-size: 0.88rem; margin-bottom: 10px; }
.price { font-size: 1.6rem; font-weight: 800; color: var(--ink); margin-bottom: 12px; }
.price span { font-size: 0.9rem; font-weight: 500; color: var(--muted); }
.plan ul { padding-left: 18px; margin: 0; color: var(--ink); }
.plan li { margin-bottom: 8px; }

/* steps */
.steps { list-style: none; counter-reset: step; padding: 0; display: grid; gap: 18px; margin: 28px 0 0; }
@media (min-width: 900px) { .steps { grid-template-columns: repeat(3, 1fr); } }
.steps li { counter-increment: step; background: #ffffff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; }
.steps li::before { content: counter(step); display: inline-flex; width: 34px; height: 34px; border-radius: 50%; align-items: center; justify-content: center; background: var(--navy); color: #ffffff; font-weight: 800; margin-bottom: 10px; }
.steps p { color: var(--muted); margin: 0; }

.tool-list { font-weight: 600; color: var(--navy); font-size: 1.05rem; line-height: 2; }

/* about */
.about-grid { display: grid; gap: 24px; align-items: start; }
@media (min-width: 700px) { .about-grid { grid-template-columns: 110px 1fr; } }
.avatar { width: 110px; height: 110px; border-radius: 50%; background: var(--navy); color: #ffffff; display: flex; align-items: center; justify-content: center; font-weight: 800; font-size: 1.6rem; }

/* faq */
details { background: #ffffff; border: 1px solid var(--line); border-radius: 10px; padding: 14px 18px; margin-bottom: 10px; }
summary { font-weight: 700; color: var(--navy); cursor: pointer; }
details p { margin: 10px 0 0; color: var(--muted); }

/* footer */
footer { background: var(--navy); color: #cfd6e2; padding: 36px 0; font-size: 0.9rem; }
footer a { color: #ffffff; }
footer p { margin: 0 0 8px; }

/* thanks / privacy pages */
.page { padding: 48px 0 72px; }
.page h1 { font-size: clamp(1.9rem, 4.5vw, 2.6rem); }
.page ol { padding-left: 22px; }
.page ol li { margin-bottom: 8px; }
.upsell { margin-top: 36px; }